Compensation for mis-sold Financial Products

Investment Mis-selling

‘Winning compensation for holders of investments and life policies’

 Whether or not you have already surrendered the policy or whether or not you believe there is a problem with them.

Although ours is a relatively new company, our team has many years of experience and success in knowing how to win the best compensation for you.
 

Each case is different and they are all assessed individually. Sometimes we can claim because investments were simply unsuitable and they were mis-sold. In other cases it may be because of technical shortcomings in contracts, regulatory issues or a combination of these factors.
 

‘Most of our clients had no idea there was a problem with their policies or investments before they spoke with us. You have nothing to lose by calling us to find out about your own arrangements.'
 

There are NO UPFRONT FEES…….so our service is completely risk-free.

We are keen to review most kinds of life insurance and investments, including :

 • Whole of Life Plans
 • Savings Plans
 • PEP’s
 • ISA’s
 • Life Policies for Inheritance Tax
 • Pension Mortgages
 • Income Protection Plans
 • Lump Sum Investments

In fact almost any kind of plan for which you receive annual statements from a wide range of companies, for example:

 • Abbey Life
 • Windsor Life
 • HSBC
 • HBOS (including Halifax)
 • Canada Life
 • Zurich (including Allied Dunbar)
 • Lincoln Financial Group
 • Sun Life Financial of Canada
 • All the major High Street Banks and Building Societies
*In some cases, we can also help with policies and investments taken out before April 1988.

About our service

 
We provide a specialist claims management service dealing with life assurance, investments and pensions products.
 

Our offer to you is a totally risk-free opportunity to claim compensation for your policies and investments which can amount to £1,000’s.
 

All of our cases are handled by well-practiced specialists with 20 years plus experience in the Financial Services Sector and over a decade in dealing with compensation claims, particularly through the Financial Ombudsman Service (FOS).
 

Most of our clients have absolutely no idea there is anything wrong with their arrangements until we review them. Our experience and knowledge in this niche area enables us to raise potential claims for a high proportion of our clients and just as importantly to succeed in winning a high proportion of the cases we pursue.
 

We will be happy to discuss your policies and investments and we will let you know straightaway if we think we may be able to help.
 

'We operate on a No-Win No-Fee basis. We make no upfront charges of any kind. We take nothing from the existing value of your policies and investments'

What will we do for you?

We will conduct an initial enquiry with you over the telephone to establish what kind of policies and investments you have and to obtain some background information. This will enable us to decide immediately whether the case is one we wish to investigate in more detail.
 

Having obtained an authority from you, we will then approach the product provider and any other relevant party for the information we need in order to review the case thoroughly. Once this has been received, we will decide whether we believe there are adequate grounds to raise a claim for compensation.
 

Where a claim is raised, we will determine the most appropriate grounds for claiming and then deal with the case until completion, challenging and contesting any findings we do not agree with. The claim will be escalated to the relevant authorities as appropriate and we will negotiate the best settlement we can achieve. We will carefully scrutinise loss calculations and settlement terms for accuracy and fairness.
 

Although we often use arguments based on our knowledge of legal duties and requirements, we do not enter into legal proceedings. However, our work does not prevent you from taking legal action after we have finished, should you wish to do so.
 

‘All compensation payments are made direct to you, not to us.’ 
 

Fees

• We operate on a No-Win No-Fee basis.
• We make no upfront charges of any kind.
• We take nothing from the existing value of your policies and investments.
• Our fee is 25% of the compensation we are able to win and is charged when the compensation is paid to you.

Our fee structure enables you to take advantage of our service without costs or risk. It also ensures that our own interests and yours are directly linked and that we are motivated solely by achieving the best outcome we can for you
 

NB: Please note, that we have to protect our own position should the situation arise where a client cancels our agreement before the case is concluded. In such circumstances, we reserve the right to make a reasonable charge for the work we have done on the case up until cancellation.

Please complete our Investment mis-selling Questionnaire and we will be able to advice you if you have a complaint. This is an interactive form so that once the document is opened you will be able to complete all the details on screen and return by email. Alternatively, you can print and complete by hand. For further information please see our list of FAQ's.